Carjacked mom’s insurance doesn’t cover theft

Jennifer Thomas was carjacked in late June

Jennifer Thomas lost her car in a carjacking and insurance won't cover the loss, July 3, 2015 (KOIN)
Jennifer Thomas lost her car in a carjacking and insurance won't cover the loss, July 3, 2015 (KOIN)

VANCOUVER, Wash. (KOIN) — Jennifer Thomas is determined to move forward after being carjacked in Vancouver on June 25.

Scott Lavelle, 23, has a lengthy criminal record leading up to Thursday's carjacking. (Columbia Co. Sheriff's Office, File)
Scott Lavelle, 23, has a lengthy criminal record leading up to Thursday’s carjacking. (Columbia Co. Sheriff’s Office, File)

After a day of work at her family’s bakery, Thomas said she knew something was off when she noticed strange keys in the front seat of her car. The alleged carjacker, Scott Lavelle, was hiding in her back seat.

She said he pointed a gun at her and wanted her to drive, but she told him she had to get home to her baby. Lavelle then allegedly took the car and sped off, crashing not long after.

Thomas told KOIN 6 News Friday she has had to sell her car for scrap. She only had liability coverage on her older model car, which doesn’t cover theft. Theft is covered only under comprehensive coverage, an insurance agency said.

Now she’s borrowing her father’s car to get around.

Jennifer Thomas lost her car in a carjacking and insurance won't cover the loss. A collection jar is inside her family's bakery in Vancouver, July 3, 2015 (KOIN)
Jennifer Thomas lost her car in a carjacking and insurance won’t cover the loss. A collection jar is inside her family’s bakery in Vancouver, July 3, 2015 (KOIN)

“It’s very inconvenient. If I have to go somewhere I have to make sure it’s not in conflict with anybody else’s need to use the vehicle,” she said.

The lesson she said she learned is to roll up your car windows. “Even if it’s boiling hot outside, make sure your windows are rolled up because that’s how he got into my car. My window was down.”

And she will use that lesson as she moves forward.

“I’m going to keep on with my life,” Thomas said. “I’m not going to let what he has done control the rest of my life.”

A GoFundMe page has been set up to help Jennifer Thomas get a replacement car.

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